Where You Can Get The Cheapest Catastrophic Health Insurance

By Brian Stevens


Searching for catastrophic health insurance? Want to find out the way to get the best quote with a reliable insurer? Here is the simplest way to do it.

What's catastrophic health insurance?

Catastrophic health insurance, also called major medical insurance coverage, is a kind of health insurance protection that will pay for major medical as well as hospital costs but doesn't take care of visits to your doctor, prescription drugs, or maternity care. This type of health care insurance will pay for your hospital visits, virtually any surgical procedure you'll have, intensive care fees, X-rays, essential medical tests, along with other hospital connected charges.

Of all the types of standard health insurance coverage, catastrophic health insurance coverage is the lowest priced. The insurance deductible with one of these plans (the money you have to pay toward a claim before your insurer pays) start at $500 and can go as high as $5,000 Virtually all policies have got a lifetime maximum benefit, known as the cap, of $1 million to $3 million. Whenever you reach your cap you can no longer be given benefits and your insurance coverage will end up being terminated.



Catastrophic health insurance may be a good health insurance plan for you if you happen to healthy, take very few or no prescription drugs, and would like to spend less on your health insurance coverage. It is also a good option if you've retired from your job, have no insurance coverage, and are not yet qualified for Medicare health insurance.

Questions To Consider

Prior to buying a catastrophic health insurance protection plan you'll want to ask yourself:

- What's the total cost of the policy?

- Just what does it cover and what is the lifetime maximum benefit?

- Can I afford visits to the doctor plus prescription drugs myself?

- Just how much is the deductible and can I afford to pay it?

Obtaining Low-cost Catastrophic Health Insurance Protection

To obtain the very best rate on catastrophic health insurance coverage you will need to compare rates. The most effective way to do that is to go online and pay a visit to an insurance comparison website.

Once there you'll be asked to fill in a simple questionnaire with your health history along with the type of insurance you want. Once you complete the questionnaire you will get health insurance quotes from a variety of A-rated insurance companies all competing for your business.

When you get your insurance quotes, all you need to do is compare the coverages and quotes from the different companies and select the least expensive quote with the company that offers the coverage you require.

The entire procedure can be done in less than 10 minutes and you could very well save hundreds of dollars per year in monthly premiums. Time well spent to say the least.






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siege auto
By Brian Stevens


Searching for catastrophic health insurance? Want to find out the way to get the best quote with a reliable insurer? Here is the simplest way to do it.

What's catastrophic health insurance?

Catastrophic health insurance, also called major medical insurance coverage, is a kind of health insurance protection that will pay for major medical as well as hospital costs but doesn't take care of visits to your doctor, prescription drugs, or maternity care. This type of health care insurance will pay for your hospital visits, virtually any surgical procedure you'll have, intensive care fees, X-rays, essential medical tests, along with other hospital connected charges.

Of all the types of standard health insurance coverage, catastrophic health insurance coverage is the lowest priced. The insurance deductible with one of these plans (the money you have to pay toward a claim before your insurer pays) start at $500 and can go as high as $5,000 Virtually all policies have got a lifetime maximum benefit, known as the cap, of $1 million to $3 million. Whenever you reach your cap you can no longer be given benefits and your insurance coverage will end up being terminated.



Catastrophic health insurance may be a good health insurance plan for you if you happen to healthy, take very few or no prescription drugs, and would like to spend less on your health insurance coverage. It is also a good option if you've retired from your job, have no insurance coverage, and are not yet qualified for Medicare health insurance.

Questions To Consider

Prior to buying a catastrophic health insurance protection plan you'll want to ask yourself:

- What's the total cost of the policy?

- Just what does it cover and what is the lifetime maximum benefit?

- Can I afford visits to the doctor plus prescription drugs myself?

- Just how much is the deductible and can I afford to pay it?

Obtaining Low-cost Catastrophic Health Insurance Protection

To obtain the very best rate on catastrophic health insurance coverage you will need to compare rates. The most effective way to do that is to go online and pay a visit to an insurance comparison website.

Once there you'll be asked to fill in a simple questionnaire with your health history along with the type of insurance you want. Once you complete the questionnaire you will get health insurance quotes from a variety of A-rated insurance companies all competing for your business.

When you get your insurance quotes, all you need to do is compare the coverages and quotes from the different companies and select the least expensive quote with the company that offers the coverage you require.

The entire procedure can be done in less than 10 minutes and you could very well save hundreds of dollars per year in monthly premiums. Time well spent to say the least.






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